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"the most passionate, helpful Realtor I know" His number one concern is making his customers happy. Donna and Joey Carroll Read Quote > View All Quotes >
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Compare three mortgages
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Ricky, a fulltime real estate specialist, has lived in the Augusta area most of his life. Even in these difficult financial times, Ricky has been a high achiever and is one of the top agents at Keller Williams Realty Augusta Partners. As a member of the Agent Leadership Council, Ricky serves as Chairman for the Finance and "KW CARES" committees. Before entering the real estate industry, Ricky worked for Westinghouse at the Savannah River Site for nearly 15 years. Ricky enjoys spending quality time with his family, especially the new love of his life, his granddaughter. He is a golfer, a NASCAR enthusiast, an avid college football fan and is active in his church, Stevens Creek Community Church. Licensed in both Georgia and South Carolina, Ricky handles both residential and commercial properties. He is a Certified Distressed Property Expert (CDPE) and works with homeowners and banks to help those in difficult situations. Ricky is a strong believer in customer service. He has a clear focus on customer’s needs, dedication and understanding of the market conditions, and all of the latest tools the internet has to offer. He has organized a skilled team to assist and support home buyers and sellers through the real estate sales process. Call Ricky today at (706) 829-8326 or email him at ricky@rickynolin.com to experience personal, professional service.

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Financing Your Home >Mortgage Myths
Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
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| Q |
What is the world's most valuable piece of furniture?
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| A |
The 18th century Italian Badmiton Cabinet owned by the Duke of Beaufort sold in 1990 at Christie's, London for $15.1 million dollars. |
See More Real Estate Trivia > |
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